January 2022

What's in This Issue of Heart of Oak Cliff:

Welcome to 2022

Wow, it is 2022. I'm very excited about and looking forward to the new year!

The leadership team and I are planning a retreat to pull together a roadmap for events and goals for the year. We pride ourselves on being a member "owned", member driven organization. You are a very important part of helping us continue our trajectory of growth. We would love to hear any thoughts you have, please contact me directly at president@heritageoakcliff.org.

We would love to have some additional help with the our committee service. There is always room at the table for you. Whatever your skill set or passion - planning events, helping with fundraising, data management, writing for the newsletter, bilingual communication - let us know where we can plug you in!

Wishing you all the best for 2022.

Travis Lee Moore
President, Heritage Oak Cliff

Holiday Party and Community Awards

We had one really nice holiday party last month at the Texas Theater, thanks to the efforts of Trudy Newton and her team of expert elfs. The food and drink were great, and seeing members of the community was perfect. A lively presentation was given, swag bags handed out to all of our Sponsors and Business Members as well.

Part of the holiday party is to also celebrate our accomplishment for 2021 and to give special recognition through our annual awards. Congratulations to the following award winners:

Oak Cliff Warrior Award
Paul Carden

Neighborhood Champions Award
Jim Hauck and Trudy Newton

Ruth Chenoweth Award
Shannon Neffendorf

The outgoing 2021 Executive Committee was recognized for their hard work during a pivotal year and the new 2022 Executive Committee was recognized and announced. 

If you missed this event, you missed a lot of fun, and we hope to see you at our next big social.

Learning the Difference Between Cedar Fever and COVID-19
A Message from Community Partner Methodist Dallas Medical Center

COVID-19 or ‘cedar fever’ allergies? How to tell the difference

In a state with a never-ending allergy season, Texans are no strangers to “cedar fever.” But with COVID-19 cases soaring again, it can be hard to tell the difference between an allergic reaction to tree pollen and something more serious.

“Cedar fever is pretty common around here,” says Stephen Mueller, MD, pulmonologist at Methodist Health System. “There are usually spikes in pollen counts in December, January, and even February when the cedar trees pollinate.”

For many people, these irritants trigger itchy and watery eyes and a tickle in their noses. “But for some, the pollen can trigger a strong immune response, and some symptoms may be the same as those of COVID-19,” Dr. Mueller says.

Click HERE to read more about how to distinguish between allergies and COVID-19.

Part 1 of a 3 Part Series
3 Financial Resolutions for 2022
Brad Perry, Charles Schwab

This is part one of a three part article on financial resolutions you can make for 2022. Please tune in over the next couple newsletters for the entire set of resolutions.

Resolution 1: Create a Budget for Life

When it comes to finances, life can be viewed as cash flowing in—and out. Saving and investing during your working years, if you stick with it, could lead to a rising net worth over time, enabling you to potentially achieve many of life’s most important goals. Creating your own budget and net worth statement can help you build your road map and stay on track.

Create a budget and pay yourself first. If you’re not sure where your money is going, track your spending using a spreadsheet or an online budgeting tool for 30 days. Determine how much money you need to cover your fixed monthly expenses, such as your mortgage and other living expenses, and how much you’d like to put away for other goals. For retirement, our rule of thumb is to save 10–15% of pre-tax income, including any match from an employer, starting in your 20s, then add 10% for every decade you delay saving for retirement. Once you commit to an amount, consider ways you can save automatically. Research shows that if you “pay yourself first,” it makes savings easier.

Calculate your personal net worth annually. It doesn’t have to be complicated. Make a list of your assets (what you own) and subtract your liabilities (what you owe). Subtract the liabilities from the assets to determine your net worth. Don’t panic if your net worth declines during tough market periods. What’s important is to see a general upward trend over your earning years. If you’re retired, you’ll want to plan a drawdown strategy to make your net worth last as long as necessary, and to support other objectives

Project the cost of essential big-ticket items. If you have a big expense in the near term, like college tuition or roof repair, increase your savings and treat that money as spent. If you know that you’ll need the money within a few years, keep it in relatively liquid, relatively safe investments like cash equivalents.

Retired? Invest your living-expense money conservatively. Consider keeping 12 months of living expenses after accounting for non-portfolio income sources (Social Security or a pension) in short-term CDs, an interest-bearing savings account, or a money market fund. Then keep another one to four years’ worth of spending laddered in short-term bonds as part of your portfolio’s fixed income allocation. This can help provide the money you need in the short term, allowing you to potentially invest other money for a level of growth potential that makes sense for you, which could reduce the chances you’ll need to sell more-volatile investments (like stocks) in a down market.

Prepare for emergencies. If you aren’t retired, we suggest creating an emergency fund with three to six months’ worth of essential living expenses, set aside in a savings account or money market fund. The emergency fund can help you cover unexpected-but-necessary expenses without having to sell more volatile investments.

Tune in next month for the second of this three part series.

Are you ready to take on the new year? If you have questions about shaping your financial future, please reach out to me at 972-788-7831. Let’s make your 2022 (and beyond!) great.

Brad Perry is a Vice President Financial Consultant at Charles Schwab with many years of experience helping clients achieve their financial goals. Some content provided here has been compiled from previously published articles authored by various parties at Schwab.

*Diversification strategies do not ensure a profit and do not protect against losses in declining markets.

Where specific advice is necessary or appropriate, Schwab recommends consultation with a qualified tax advisor, CPA, financial planner or investment manager. Schwab does not provide legal or tax advice.

Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.

Tax-exempt bonds, like muni bonds, are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third-parties and Schwab does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.

Charles Schwab & Co., Inc. (Member SIPC)

Membership Updates

Heritage Oak Cliff has not been exempt from the same challenges we’ve all faced the last two years. I’m pleased to report however that HOC was able to overcome many of them and thrive. HOC saw record membership levels in 2021 thanks to Passport Oak Cliff. This new year is going to bring new challenges and opportunities.

Hello, my name is Austin Miller and I’ve been fortunate enough to be elected VP of Membership for 2022. Originally from Austin, I moved to Dallas nine years ago. I lived all over DFW (including the “FW”) before finally moving to Oak Cliff six years ago and I fell in love with it. Oak Cliff is the first place I ever felt at home in Dallas and I’m excited to help support HOC in its mission of keeping Oak Cliff a place we can all feel at home.  

My goals as VP of Membership for 2022 are:

  • Improve the online and in-person experience and value for our existing members.
  • Ensure our membership recruitment, levels, and benefits are in aligned promise to promote equity and diversity.
  • Continue to drive growth in membership at all levels, including neighborhood, business and sponsors.
  • Help ensure neighborhoods are being heard by achieving 100% Neighborhood Representative membership compliance.

However, I can’t hope to achieve any of the above with accurate data, please login to HOC and make sure your contact and membership information is up to date. If you have any issues or need assistance please email me at VPMembership@HeritageOakCliff.org.

The Survey Says...

Please keep your eyes peeled later this month for a survey inviting you to provide feedback about your experience as a member, the results of the survey will help inform how HOC can improve the membership experience and value both online and in-person.

Thank You

I’d like to thank all of our members and sponsors for making 2021. One of the best year’s in HOC’s history. Last month’s Holiday party was my first event as VP of Membership, and it was a wonderful opportunity to thank our sponsors and members face-to-face.

For our sponsors who couldn’t attend I’ll be working to coordinate a COVID-safe drop-off of your “Thank You” gift. Again, please login to HOC and make sure your contact and membership information is up to date.

2022 Grant Program

Let me introduce myself.  I’m Cynthia Michaels and am the new VP of Grants. 

You may have noticed that we have renamed and changed our leadership roles, and the former VP of Neighborhoods is now the VP of Grants, with a higher focus on the Grant Program. The VP of Grants will still be a liaison to the neighborhoods, but managing the membership of neighborhoods and the work to grow the neighborhoods involvement will be part of the VP of Membership role now.

I had the opportunity over the past years to work with Susan Lee and learn about the Grants Program. She has and is spending time training me and getting me up to speed on all of the tools and processes. She really has done an amazing job and I am thankful for her tutoring me into this position.

Down to Business

The completion date for all 2018 grant project reimbursements was June 2020. We are reviewing any outstanding projects and money not spent on a grant will be returned to the grant fund.

The deadline for 2020 grant project completion and reimbursement is also quickly approaching. All 2020 grant projects must be completed and reimbursements submitted by June 2022. All reimbursement requests must be submitted to vpgrant@heritageoakcliff.org

Grant reimbursements are reviewed as quickly as possible, and when approved and forwarded to the treasurer for disbursement of funds, you will be notified.

2022 Grant Program

We are returning to our regular Grant Program schedule this year. A workshop will be held in March 2022. Grants will be reviewed and awarded in June 2022. The total amount of funds to be allocated to 2022 grants is yet to be determined, and will be communicated when known.

Please note, it is very important that all neighborhoods considering a grant request for 2022, be aware of these requirements:

  • Neighborhood must have a membership for the actual neighborhood with HOC, it must be current and in good standing.

  • Neighborhoods must have a designated Primary and Secondary representative that is part of the HOC Board of Directors. The Primary and Secondary representatives should be sure that at least one of them attends all board meetings and functions. HOC takes roll calls at all Board Meetings to track attendance.

  • Primary and Secondary neighborhood representatives must have a personal membership with HOC, and it must be current and in good standing. These representatives should be actively involved in the Board Meetings, joining committees, and helping with the work of HOC. The more visible they are to the Executive and Grant committees, the easier it is to sell the case for any grant requests.

  • All signatories on the Grant Applications must have current, active and paid memberships.

We bring these items to your attention, because in recent years we have had to disqualify grant requests because one or more of the memberships were not existing, current and/or paid.

We want the representatives to step up and be involved because they are the voice of HOC to their neighborhoods and the voice of the neighborhood to HOC. We are an all volunteer organization, who manages to raise a great amount of money that goes back to the neighborhoods. But that money goes back to the neighborhoods who are active, engaged and participating in make Oak Cliff an even more amazing place to live.

I look forward to engaging and working with each of you this year. You can reach me any time at vpgrant@heritageoakcliff.org.

Heritage Oak Cliff Mission Statement

To preserve and enhance the architectural, historic, and cultural heritage and natural resources of Oak Cliff through direct action and public education.

To support the neighborhoods of Heritage Oak Cliff with assistance, grants, and training, and to serve as an umbrella organization,unifying the neighborhoods for greater advocacy and representation with the City of Dallas.

To promote communication and cooperation, between and among organizations and community groups,to increase their effectiveness in addressing issues affecting Oak Cliff.

To promote Oak Cliff to the wider community as an exceptional place to live.

Thank You Business Members

Please check out the web sites for our business members. We appreciate their support of Heritage Oak Cliff and they appreciate your business. Click on any of the cards below to go to the website for our business members and let them know you found them through Heritage Oak Cliff.

Interested in becoming a Business Member? Click here and sign up there for your Business Membership today!

Heritage Oak Cliff is an all volunteer organization.
We are always looking for enthusiastic people who want to help us
build community and improve the neighborhoods of Oak Cliff, Dallas, Texas. 

Your current membership information is listed here.
If you are not a member or your membership has lapsed,
please consider signing up or renewing today.

Name: {Contact_FullName}
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Membership: {Member_Level_Full}
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Current Membership Status: {Member_Status}
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